With an investment from American Express, Accion Opportunity Fund can offer more small businesses access to loans. In addition, American Express is providing valuable resources for your business to continue to succeed.
Accion Opportunity Fund is a financial support system that provides business owners with access to capital, networks, and coaching.
Opportunity Fund is our lending arm that originates and funds the Small Business Progress Loan.
We are committed to supporting business owners so that their businesses can continue to flourish.
We have a proven track record of supporting business owners for over two decades.
Our client base is nearly 90% women, people of color, or immigrants.
We are committed to getting affordable capital into the hands of all business owners.
Our loans come in a range of sizes and can be applied for in either English or Spanish online, over the phone, or after speaking with our business coach.
Transparent terms of either 12, 24, 36, or 60 months and no prepayment penalties.
Interest rates as low as 5.99%. Your rate is dependent upon your credit and financial standing.
Beyond financing, we also offer educational resources, coaching, and support networks.
Longtime champions of all businesses, American Express is investing $40 million in Accion Opportunity Fund to support their mission of creating a more equitable path to funding.
Once your loan is approved, you will receive ongoing updates to help you discover valuable resources from American Express. Get new business insights, expert advice and notifications about upcoming events and offers.
Discover webinars, articles and more with timely insights, tips and inspiration to help your business adapt to changing times.
Learn from and connect with industry experts and other small business owners to help enrich your perspective and widen your reach.
Explore a collection of offers to help you connect with customers and manage your business.
Our services are available across the nation (with some state restrictions), so that we can reach them regardless of where they are located.
You can start your application online by using a self-service loan application form. Or, call our customer support team who will assist you over the phone at 1-877-543-1234.
If eligible, you will be immediately presented with multiple prequalified offers. Select the offer that works best for you and submit the requested documentation.
Friendly staff will work with you to help you complete the loan application and gather final documents including bank statements and tax returns. Lending staff is available 7 days a week from 8 am – 8 pm (your local time).
We do what we can to ensure our services are as accessible as possible, but there are a few eligibility requirements. Therefore, if we cannot offer you a loan, we will guide you to other resources that may be able to assist. Eligible business owners fulfill the following requirements:
We were turned down by a bunch of lenders. None of them really seemed to understand the growth of our business. It was nice to have somebody interested in my business, who cared about and wanted to work with us, as opposed to just trying to close a loan.Jimmy Orozco
Accion Opportunity Fund is great because of how they handle paperwork and how they handle my business. There was no drama. It was simple. Accion Opportunity Fund has more options and more flexibility than most loan companies.Barbara Sullivan
The loans gave me the push to do more things with my business. I make my customers happier with the inventory that they're looking for.Adolfo Ortiz
Two Amigos Western Wear
At Accion Opportunity Fund, we do things differently. We are here to facilitate the growth of your business and provide you with resources to help your business thrive. Click to start your application or call us if you have any questions.
Loans from $5,000 - $100,000 with transparent terms and no prepayment penalty.
To qualify, your business must be open for at least 12 months and have at least $50,000 in annual revenue.